Real estate appraisal services for homeowners in the city of Newbury and Merrimack County

See the top 7 reasons NH homeowners hire Jonathan Waldie :

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
To challenge a NH property tax assessment
To lower their mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a NH divorce, where property needs to be divided
Determine the true market value of real estate in question to settle an estate

Need help determining the price of your home in or near Newbury, NH?
Contact Jonathan Waldie .

We at Jonathan Waldie understand the individual needs of a homeowner in need of appraisal services. Our regular business clients get the appraisal process and the standard "products" we deliver to them. As our client, we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Jonathan Waldie , are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value opinion than yours.

Need to cancel PMI?

An attractive way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. Jonathan Waldie is seasoned in helping people just like you rid themselves of unnecessary PMI insurance.

Challenging a property tax assessment

If you live in a local area that is going down or is not appreciating as much as other homes close to yours, your local tax assessor may have your home overvalued. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. Getting an appraisal report from Jonathan Waldie is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Jonathan Waldie can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for preciseness? We can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.